Cd-rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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Best 1-Year CD Rates
Savings If you're looking to save for a short-term goal and outpace inflation, a one-year CD can help you achieve both. See our top picks.
By Erin Bendig Last updated
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Best No-Penalty CD Rates: Lock in Rates Over 4%
No-penalty CDs give you the best of both worlds. You'll earn a healthy rate of return with the ability to take some withdrawals throughout the term.
By Sean Jackson Last updated
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Best 5-Year CD Rates
If you're looking for a reliable way to save money and earn a little extra, a five-year CD can help you reach your savings goals. Here are our top picks.
By Erin Bendig Last updated
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The Best 3-Year CDs of 2025
Savings Are you looking to save for a midrange savings goal? A three-year CD gives you an easy way to achieve this with a rate outpacing inflation.
By Erin Bendig Last updated
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Best CD Rates — A Risk-Free Way to Save
Savings Are you interested in a certificate of deposit? We choose the top options for a wide variety of terms, so you can find the one that meets saving goals.
By Sean Jackson Last updated
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Why a 5-year CD is Your Best Bet After the Fed Meeting
With no rate cut at the Fed meeting in March, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green Last updated
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Should You Get a Long-Term or Short-Term CD Before the Next Fed Meeting?
Is a long-term or short-term CD better to open before the Fed's next meeting? Here's what you need to know.
By Erin Bendig Last updated
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When Is the Next Fed Meeting?
The FOMC is expected to keep interest rates unchanged at the next Fed meeting.
By Dan Burrows Last updated
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CDs vs Bonds: Which Is Better for You?
Comparing the benefits of CDs and bonds
By Donna LeValley Last updated