Banking
News, insights and expert analysis on banking from the team at Kiplinger.
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No Cash? No Problem
More and more Americans have abandoned paper money and coins, but there are risks to using peer-to-peer digital payments.
By Sandra Block Last updated
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Zelle App Shut Down? Why Zelle Has Discontinued Its App
With the Zelle app shut down, learn how you can still use Zelle and which other mobile payment apps you might want to consider.
By Paige Cerulli Published
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Best High-Yield Savings Accounts — April 2025
A high-yield savings account can help you earn a rate outpacing inflation while giving you access to your cash when you need it. See our top choices.
By Sean Jackson Last updated
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Best 1-Year CD Rates
Savings If you're looking to save for a short-term goal and outpace inflation, a one-year CD can help you achieve both. See our top picks.
By Erin Bendig Last updated
Savings -
Best No-Penalty CD Rates: Lock in Rates Over 4%
No-penalty CDs give you the best of both worlds. You'll earn a healthy rate of return with the ability to take some withdrawals throughout the term.
By Sean Jackson Last updated
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The Best 1-Year CD if You Will Owe Taxes Next Year
A one-year CD allows you to set money aside now for taxes you'll owe next year. We'll show our best choice.
By Sean Jackson Published
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Best No-Fee High-Yield Savings Rates
Looking for a risk-free way to grow your money, avoid fees, and stay ahead of inflation? Here are the best accounts to consider.
By Sean Jackson Last updated
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Bet $1,100 on NCAA Game or Save It?
We ran the numbers — see how betting on the big game compares to putting your money in a CD.
By Dori Zinn Published
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The 6 Best Places to Put Your Tax Refund for Growth
Use your 2024 tax refund to boost short-term or long-term financial goals by putting it in one of these six places.
By Rachael Green Published