Savings Accounts
News, insights and expert analysis on savings accounts from the team at Kiplinger.
Latest
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have Now
Tools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
By Sean Jackson
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Best 529 Plans of 2026
Check out the best 529 plans of 2026 to find the best plan for your child or grandchild’s college savings.
By Erin Bendig
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What to Do When You Bank Lowers Your APY
Why banks lower APYs, options you can explore when it happens and whether more rate cuts are on the horizon.
By Sean Jackson
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All That Cash in Your Checking Account Might Be Holding You Back
Keeping too much cash in your checking account might seem safe, but it could be costing you in missed opportunities.
By Choncé Maddox
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The Best 3-Year CDs of 2026
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
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Where to Stash Cash as Yields Fall, According to Advisers
Your best options depend on how soon you'll need the money and your tolerance for risk.
By Kerri Anne Renzulli
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CD Maturing Soon? Here's What to Do Next
These strategies of what to do when you have a CD maturing soon will have you maximizing returns even with rate cuts.
By Sean Jackson
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How to Safely Open an Online Savings Account
Online banks offer generous APYs that most brick-and-mortar banks can't match. If you want to make the switch to online but have been hesitant, I'll show you how to do it safely.
By Sean Jackson
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How Much a $100K Jumbo CD Earns You
You might be surprised at how fast a jumbo CD helps you reach your goals.
By Sean Jackson
