Amazon Credit Card Delivers $200 Intro Bonus for Shoppers

Prime Visa, the Chase Amazon credit card, offers rewards for loyal Amazon and Whole Foods customers, plus a limited-time $200 sign-up bonus offer.

This article reviews Amazon credit cards, including Prime Visa and Amazon Visa. We may get compensation if you visit partner links on our site. We may not cover every available offer. Our relationship with advertisers may impact how an offer is presented on our website. However, our selection of products is made independently of our relationship to advertisers.

Rates and terms checked as of November 14, 2024.

Good news for Amazon shoppers. Prime Visa, an Amazon credit card from Chase Bank, recently increased its welcome bonus from $150 to $200 for new cardholders. In addition, the card now enables cardholders to earn 10% back on a rotating selection of items and categories on Amazon.com with an eligible Prime membership.

Prime Visa is a solid rewards credit card for those who frequently shop at Whole Foods, Amazon Fresh or Amazon.com. Amazon recently sweetened the deal for its Prime members, offering 10 cents off every gallon of gas.

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Prime Visa: An Amazon credit card

Prime Visa credit cardno annual fee

Prime Visa credit card
This Chase card comes with a $200 intro bonus. As the name suggests, to open the card, you’ll need an Amazon Prime subscription which costs $139 per year or $14.99 per month. Besides the required Prime subscription, the card has no annual fee.
The card may only be linked to one Amazon account. If your household has multiple Amazon accounts, be sure to keep track of which one is linked to the card, or you may forfeit the 5% back on Amazon purchases.

Amazon credit card rewards breakdown

With the Prime Visa card, you earn on purchases made through Chase Travel, as well as on local transit and commuting. Here’s a breakdown of the Prime Visa card’s rewards structure.

  • Get a $200 Amazon Gift Card instantly upon approval, exclusively for Prime members.
  • Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership.
  • Earn unlimited 5% back at Amazon.com, Amazon Fresh, and Whole Foods Market with an eligible Prime membership.
  • Earn unlimited 5% back on Chase Travel purchases with an eligible Prime membership.
  • Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare).
  • Earn unlimited 1% back on all other purchases.

The fine print

  • Welcome offer: Get a $200 Amazon Gift Card (or more) instantly upon approval, exclusively for Prime members.
  • APR: 19.99 to 28.74% variable for purchases.
  • Redemption: Points are unlimited and never expire as long as your account is open. You can use your points to redeem for any available reward options, including eligible purchases at Amazon.com, cash and gift cards and more. To get the 5% back on travel purchases, book your reservations using the Prime Visa card through Chase Travel℠. You may combine these points with those earned on other Chase travel cards, like the Chase Sapphire Preferred card.

Prime members can boost their savings
If you are a dedicated Amazon Prime shopper, there are several ways you can leverage this credit card for further savings. Check out our list of the best Amazon Prime benefits.

Don't want to pay for Prime?
There's a card for consumers who enjoy shopping at Amazon, Whole Foods, and related companies but don't want to pay for a Prime membership. Chase's Amazon Visa credit card will give you up to 3% cash back at Amazon.com, slightly more than the 2% back offered by a typical cash back credit card. The welcome offer for this card, however, is only $50. The Amazon Visa credit card's variable APR is 19.99%–28.74% to 20.49% and there is no annual fee. While this might sound like a good deal, you should check out our roundup of the best cash back cards for groceries and shopping.

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Disclaimer

As an independent publication dedicated to helping you make the most of your money, the article above is our view of the best deals and is not the opinion of any entity mentioned such as a card issuer, hotel, airline etc. Similarly, the content has not been reviewed or endorsed by any of those entities.

Ellen B. Kennedy
Retirement Editor, Kiplinger.com

Ellen writes and edits retirement stories. She joined Kiplinger in 2021 as an investment and personal finance writer, focusing on retirement, credit cards and related topics. She worked in the mutual fund industry for 15 years as a manager and sustainability analyst at Calvert Investments. She earned a master’s from U.C. Berkeley in international relations and Latin America and a B.A. from Haverford College.