Home-insurance
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Do I Need Extra Insurance for My Drone?
insurance Before your drone takes to the sky, see if your insurer will cover any damages the unmanned aircraft may cause to others or their property.
By Kimberly Lankford Last updated
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An Inventory of What We’ve Endured: After the Wildfires
A traumatic experience like the California wildfires reminds us of other losses we've endured. But simple tasks return us to the present and drive away despair.
By Bob Sipchen Published
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What is the 80% Rule in Homeowners Insurance?
The 80% rule in homeowners insurance says to receive full coverage, homeowners must have coverage costing at least 80% of their home’s total replacement cost value.
By Erin Bendig Last updated
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Looking to Relocate? Plan for Climate Change
buying a home Extreme weather events are on the rise. If you’re moving, make sure your new home is protected from climate change disasters.
By Rivan V. Stinson Last updated
buying a home -
4 Ways to Lower Home Insurance Premiums in 2025
Learn how to reduce your homeowners insurance premiums with these four effective strategies.
By Jacob Wolinsky Published
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Wait, Why Did My Insurance Premium Increase?!
No one likes it when they get a higher insurance bill, but there is most likely a logical reason for why it's gone up. Let's explore those reasons.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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What Is Insurance Good For? Let Us Count the Ways
You might resent having to pay premiums, but when disaster or just a minor fender-bender happens, you'll be happy you have the financial backup.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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State Farm Seeks Rate Hikes After California Wildfire Losses: What It Means For You
State Farm has requested emergency rate increases of up to 38% in California, citing wildfire-related losses. Here’s what homeowners need to know.
By Carla Ayers Published
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Insurance Bad Faith After Natural Disasters: What to Know
Understanding the basics of insurance claims after catastrophic losses is important, especially if you encounter insurance bad faith. Here's what to do if that happens.
By H. Dennis Beaver, Esq. Published