Home-insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
-
What Claims Adjusters Are Thinking vs What They're Saying
After a natural disaster, few of us are at our best, but here's what to keep in mind when you're interacting with your insurance company's claims adjuster.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
-
You’re Probably Not Covered for These 6 Common Home Disasters
Home insurance doesn’t cover everything. Learn which disasters require extra coverage — and how to protect your home before it’s too late.
By Jacob Wolinsky Published
-
Should You Get Earthquake Insurance?
Standard home insurance doesn’t cover earthquakes, but paying extra for earthquake insurance isn’t just for Californians.
By Rachael Green Published
-
Should You Hire a Public Adjuster for Your Insurance Claim?
As natural disasters strike more often, insurance clients are asking, 'What should I do, or who should I hire, if my insurance company is jerking me around?'
By H. Dennis Beaver, Esq. Published
-
Home Insurance: How to Cut Costs Without Losing Coverage
Natural disasters are causing home insurance premiums to soar, but don't risk dropping your coverage completely when there are ways to keep costs down.
By Jared Elson, Investment Adviser Published
-
Why Homeowners Insurance Has Gotten So Very Expensive
The home insurance industry is seeing more frequent and bigger claims because of weather, wildfires and other natural disasters.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
-
How to Lower Home Insurance Rates When Climate Change Increases Costs
A top insurer warns the damage climate change causes is making it cost-prohibitive for insurers in some areas. Learn how to protect your home and lower costs.
By Sean Jackson Published
-
Learn what steps to take if your homeowners insurance is canceled or not renewed. Find out why it happens, how to switch providers and how to avoid gaps in coverage.
Don't panic — here's how to understand your notice, switch coverage and protect your home after a policy nonrenewal or cancellation.
By Ben Luthi Published
-
How to Balance Your Insurance Expectations vs the Reality
Just because you have an insurance policy doesn't mean that you're totally covered in the event something bad happens.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published