Home-insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
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Switching Home Insurance: How to Re-Shop for the Best Coverage
Homeowners nationwide are facing rising home insurance costs and policy cancellations. Learn how to compare providers, find savings and ensure your home remains protected.
By Dori Zinn Last updated
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What is the 80% Rule in Homeowners Insurance?
The 80% rule in homeowners insurance says to receive full coverage, homeowners must have coverage costing at least 80% of their home’s total replacement cost value.
By Erin Bendig Last updated
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Five Things That Are Spiking Your Insurance Premium
It's a drag, but just as your expenses keep rising, so does the cost of doing business as an insurance company. That means higher premiums.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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10 States with the Cheapest Home Insurance in 2025
Homeowners in these 10 states pay at least $1,000 less than the national average for home insurance.
By Rachael Green Published
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Why Insurance Can Be a Financial Lifesaver
Regularly reviewing the types and amounts of insurance coverage is essential for a comprehensive financial plan.
By Mario Hernandez Published
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Eight Surprising Things Home Insurance Doesn't Cover
Home insurance protects you from a lot, but not from damage caused by floods, earthquakes, pests, water leaks and a number of other risks.
By Daniel Bortz Last updated
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10 Things You Need To Know About Hurricane Insurance Claims
Becoming a Homeowner Hurricane damage? Know what your insurance will and won't cover to make the most of your policy if you need to file a claim.
By Kimberly Lankford Last updated
Becoming a Homeowner -
11 Reasons You Need Umbrella Insurance Right Now
insurance An umbrella insurance policy can protect your assets and future earnings from expensive lawsuits.
By Patricia Mertz Esswein Last updated
insurance -
Do I Need Extra Insurance for My Drone?
insurance Before your drone takes to the sky, see if your insurer will cover any damages the unmanned aircraft may cause to others or their property.
By Kimberly Lankford Last updated
insurance