Gift cards can make an excellent gift. And savvy shoppers can use Black Friday and Cyber Monday incentives to treat loved ones or yourself to gifts, and receive a gift card for free! To demonstrate, Apple offers up to a $200 gift card on qualifying purchases during its Black Friday deals. You can use the card as an added gift or treat yourself while shopping for others.
Gift cards are also great if you're in a tight spot and need a present quickly. WalletHub compared 50 of the most popular options across five major categories:
- Gift card popularity
- Buyer discount
- Resale value
- Retailer rating
- Purchase or shipping fees
Based on these criteria, they determined the best of the best, whether 'gifting' a gift card for Christmas, a birthday, graduation or some other celebration.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
We whittled their list down to our top ten picks, based on the 2024 WalletHub study.
2024’s Top Ten Best Gift Cards
| Gift Card | WalletHub Score* | Popularity Rank | Shipping/Purchase Fees | Average Buyer Discount | Average Resale Value | Retailer Rating |
| Starbucks Gift Card | 60 | 5 | $0 | 5% | $77 | 3 |
| Sephora Gift Card | 65 | 4 | $0 | 6% | $77 | 2 |
| Target Gift Card | 65 | 3 | $0 | 3% | $82 | 2.5 |
| Disney Gift Card | 56 | 7 | $0 | 2% | $84 | 1.5 |
| Chick-fil-A Gift Card | 50 | 12 | $0 | 0.5% | $83 | 2.5 |
| iTunes Gift Card | 50 | 19 | $0 | 2.5% | $80 | 2 |
| Fandango Gift Card | 27 | 29 | $2 | 8.3% | $70 | 1 |
| Visa Gift Card | 31 | 1 | $7 | N/A | N/A | 1 |
| Walmart Gift Card | 51 | 8 | $0 | 1% | $85 | 2 |
| Home Depot Gift Card | 55 | 11 | $0 | 2% | $86 | 2 |
| Row 11 - Cell 0 | Row 11 - Cell 1 | Row 11 - Cell 2 | Row 11 - Cell 3 | Row 11 - Cell 4 | Row 11 - Cell 5 | Row 11 - Cell 6 |
Source: WalletHub. *Total scores are rounded.
Keep in mind that not all gift cards are alike. You can either give a gift card for a specific store, such as Best Buy, Marshalls or Dunkin’ Donuts, or give a general-purpose gift card, such as one from American Express or Visa. There are dozens of other gift card options, each suitable for any occasion.
Best gift card tips
There are dozens of reasons to celebrate the holidays, like time off work and school; watching Santa come down the chimney, exchanging gifts, overeating with family and friends, and of course, the gifting of gift cards. Here are some great tips for gift card giving to help keep your budget in check.
- Take advantage of discounts. Not all, but some of the best gift cards can usually be purchased for less than face value. Just ask.
- Avoid card-network gift cards. Gift cards from Visa, MasterCard and Amex usually come with shipping or purchase fees. if you want to give the versatility of cash, why not just use cash instead? It is likely cheaper.
- Watch for expiration dates. Not all, but some gift cards have expiration dates after five years, so be sure to pay close attention so the gift card doesn't become useless.
- Resale may be an option. If you don’t end up using a particular gift card or your gift card recipient doesn’t like it, you can sell it on a gift card exchange site such as CardCash or Gift Card Granny. Or simply swap gift cards with a friend or family member.
- Buy gift cards with rewards. Most credit card rewards programs allow you to redeem points/miles for gift cards from many major retailers. Check your credit card's rewards website to see if you have enough points or miles to redeem a gift card.
- Give e-gift cards. When looking for a gift, you sometimes find yourself in a time crunch. When this happens, send an e-gift card instead and avoid any shipping costs.
- Make sure the card hasn't been tampered with. Before checkout, make sure the card number or PIN has not been scratched off or revealed, which could have been written down and used by a thief.
- Buy gifts with gift card incentives. Certain retailers like Apple will give you up to a $200 gift card with a qualifying purchase. You can gift the card as an added bonus or treat yourself to something.
WalletHub Methodology
WalletHub compared the cards affiliated with the country’s 50 most popular retailers in five categories that speak to their appeal and overall value. Each gift card was scored on a 100-point scale, with 100 representing the best option.
*Total scores are rounded.
Related Content
-
Four Roth IRA Pitfalls Your Adviser May Not Tell You AboutYou may not be bound for Mordor, but Roth IRA pitfalls could upend your retirement if you're unaware of them.
-
Walmart+ vs. Amazon Prime: Which One Is the Better Deal?Walmart+ and Amazon Prime both promise free shipping, exclusive deals, and a suite of add-on services. But which one should you get, if any?
-
These Four Books Explore How to Leverage Our Outrage PositivelyThe authors offer some powerful tools to help us find solutions to discord rather than remaining silent or blowing up in anger.
-
Financial Pitfalls to Avoid in Your 30s, 40s and 50sAs you pass through each decade of working life and build wealth for retirement, watch out for the financial traps that can hinder your progress.
-
Trump's Tariffs Could Spike Gas Prices: Here’s How to SavePresident Donald Trump's tariffs against Canada could lead to higher prices at the pump. Here are ways to save.
-
Borrowing Against Your Life Insurance: How It Works and What to ConsiderUnlock quick access to cash by borrowing against your life insurance policy — without credit checks or strict repayment terms.
-
Four Action Items for Federal Employees With $2M+ SavedIf you can't stand the chaos, maybe you can walk off into the sunset of retirement. Here are some thoughts on how to figure out if that would work for you.
-
How to Help Accelerate Support for Women's EqualityIt's International Women's Day, and the theme this year is Accelerate Action. Here's how we can all pitch in to help drive gender parity.
-
How to Help Shield Your Retirement From InflationPicking the right investments at the right time can help ensure inflation won't flatten your retirement savings. Here are some tips.
-
How Trump’s Tariffs Could Impact Your Grocery BillTariffs at the checkout: Preparing for higher grocery bills and how to manage them.
