Eight Family Vacation Ideas for Any Budget

Multi-generational travel is booming. Over half of travelers expect to take at least one family vacation that includes kids, grandparents and sometimes even siblings, nieces and nephews.

Planning a trip that's fun for the whole family when the whole family spans multiple generations can be tricky. You need the right mix of adventure, relaxation and kid-friendly fun.

At the same time, many U.S. travelers are also cost-conscious, so budget travel, including getting off the beaten path, is also a popular trend.

Subscribe to Kiplinger’s Personal Finance

Be a smarter, better informed investor.

Save up to 74%

Sign up for Kiplinger’s Free E-Newsletters

Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.

Profit and prosper with the best of expert advice - straight to your e-mail.

Sign up

If you’ve been waiting to gather the extended family for a special vacation, we found eight trips that are perfect for multigenerational families, with a wide range of price tags.

Read on for suggested budget and luxury versions of the most popular types of family-friendly vacations, including national parks, cruises, resorts and sustainable or educational trips.

Visit a National Park

Exploring national parks is a great way to get your feet wet with a multigenerational vacation. National parks in the U.S. stretch from Denali National Park in Alaska to the Everglades in Florida, and from Acadia in Maine to Haleakala in Hawaii.

Exploring the natural beauty and history of national parks lends itself to meaningful conversations — one reason multigenerational families enjoy them, says Kathy Kupper, of the National Park Service.

Tips for planning a family vacation to a National Park

Of the 423 U.S. national parks, only about 100 have an entrance fee (typically about $15 to $35). All passes are good not only for the passholders but also for everyone traveling with them; you only need one pass per vehicle when visiting a park.

Children younger than 15 are admitted free, and fourth graders get an Every Kid Outdoors Pass, which grants them and their families free access to all of the National Parks.

If you plan to visit a few national parks with fees, you can purchase an America the Beautiful Pass, which grants access to more than 2,000 federal recreation areas, for $80 per year.

If you’re 62 or older, you can also buy a lifetime senior pass for $80. Active-duty military, military veterans and people with permanent disabilities can get free lifetime passes.

Planning ahead is crucial to secure reservations at campgrounds. And be sure to include everyone in the family in the planning, packing and prep, says Jennifer Pharr Davis, author of Families on Foot.

Use NPS.gov and its trip-planning tools, or make an effort to speak with a park ranger and ask for advice ahead of your trip, says Wesley Trimble, communications director of the American Hiking Society.

Try calling the park you’re planning to visit to speak with one; you’ll find the phone number for each park at NPS.gov.

When you’re there, if you’re hiking with children, try to avoid trails that are steep, narrow or have drop-offs on the trails’ edges, says Trimble. Plan adventures that will be comfortable for your least fit or least able member of the family, says Pharr Davis.

VALUE: Acadia National Park

A New England treasure along the coast of Maine, Acadia National Park hosts roughly 4 million travelers every year. The 47,000-acre park on the Atlantic has sand beaches, rocky shores, granite peaks and huge expanses of forest.

Besides hiking on the 150 miles of trails, families enjoy drives along Park Loop Road and visits to Sand Beach. For an activity a little more off the beaten path, consider a scenic harbor cruise run by the Isle Au Haut boat service.

Make campsite reservations for Acadia National Park at Recreation.gov well in advance. Mount Desert Campground is a family favorite, known for its beauty as well as having clean, well-kept facilities, including on-site showers.

• What it costs: The current fee per vehicle for Acadia National Park is $35, valid for seven days from the purchase date. According to Expedia, round-trip airfare within the U.S. to Bangor, Maine (BGR), which is about an hour from the park, typically costs around $299, but depends on where you're coming from. If you decide not to camp, you can book a room at one of the hotels near Acadia National Park for an average rate of $192 per night.
• When to go: Families looking to make the most of a visit to Acadia at affordable prices should consider a trip in the early fall, when crowds disperse. Peak leaf-peeping season, when the landscape is covered in vibrant hues, is sometimes as early as late September, but it typically arrives the first couple of weeks of October.

LUXURY: Glacier National Park

With its turquoise lakes and pristine streams, dense forests and formidable glacier-carved peaks and valleys, Glacier National Park is an increasingly popular destination for families.

Need to relax? The area is also rich in natural hot springs.

For a luxury experience while touring the park, book a stay at the Lodge at Whitefish Lake. The well-appointed lodge has family-friendly floor plans ranging from two-queen-bed studio suites to three-bedroom lakefront condos, which accommodate up to seven guests.

At Glacier, hikes to Avalanche Lake, Trail of Cedars or the Hidden Lake Overlook are family friendly. But be sure to arrive early, because parking lots tend to fill up fast. The east side of the park is sometimes less crowded but has equally rewarding trails to explore.

For families traveling with kids, consider a hike to see the Salamander Glacier at Glacier Lake on the east side.

Between the two ends of the park is the beautiful Going-to-the-Sun Road. You may need to make a vehicle reservation to access the road during the peak season, but if it is open, it is worth the trouble.

At Logan Pass you might spot mountain goats on rocky outcroppings.

• What it costs: Average round-trip airfares to nearby Kalispell, Mont. (FCA) range from $193 to $404. Rates at the Lodge at Whitefish Lake range from $569 to $2,270 a night for a seven-night summertime stay. The average hotel rate in Kalispell is $244 , but you can occasionally find deals, especially in the spring.
• When to go: It might be tempting to visit Glacier in the off season to find the best deals and fewer crowds. But with 1 million acres of land, the park offers plenty of space for families to explore in the summertime and early fall.

Go on a family-friendly cruise

If managing the logistics of planning a multigenerational family vacation doesn’t sound appealing, consider outsourcing the task by taking a cruise.

Cruises can provide a host of activities for the whole family. That’s particularly true with the mainstream cruise lines, which often offer kids’ clubs and other activities geared toward younger children.

Multigenerational families can also take advantage of a cruise ship’s many cabin choices. For example, grandparents may decide that they want a suite, while parents and grandkids can make do with a regular room at a lower cost.

Tips for planning a family cruise

One thing to consider while shopping around for the right cruise, however, is that sometimes the luxury experiences on mainstream ships are available only to the people in suites, says Chris Gray Faust, managing editor of Cruise Critic, a cruise review website.

“It’s especially important while planning a cruise to think of what the whole family needs as opposed to what just some of the group wants,” she says.

But “it’s very easy to find a cruise ship that has things that would appeal to people across all ages,” she adds. And sometimes cruise lines offer special discounts for kids in addition to other deals. You’ll find deals at CruiseCritic.com or ShermansTravel.com.

You can also save on booking a cruise by milking your travel credit cards, Costco or Sam's Club membership and other methods.

VALUE: Summer Caribbean Cruise

One of the best deals in cruising is a Caribbean cruise in the summertime. Yes, hurricane season starts in June, but there’s plenty of advance warning as hurricanes develop, and ships can take a wide berth to avoid them.

• When to go: Book a trip on a mainstream cruise line in mid August for a good rate. Celebrity Cruise Lines offers programming for kids of all ages. Meanwhile, the whole family can enjoy the numerous onboard dining options, pools, shops, theater, library, sporting facilities and more.
• What it costs: A Celebrity eight-night Aruba, Bonaire and Curacao cruise recently went for $971 (that’s $121 a night) for an interior room in August 2024. Be sure to research extra taxes and fees. And ask whether meals, drinks and other services are included.

LUXURY: European River Cruise

River cruises, on smaller vessels than ocean-going cruise ships, are in a league of their own, offering more scenery and fewer crowds.

While ocean cruises have well-established reputations for providing family-friendly amenities, river cruises have remained mostly “adults only” — until recently.

Family-friendly cruise line A-Rosa recently offered a seven-night Danube River cruise from Engelhartszell, Austria for 1,299 Euros (about $1,332). The ship travels to Vienna, Esztergom, Budapest, Bratislava, Krems and back.

The ship includes amenities such as a wood-paneled sauna, a fitness area, a pool, top culinary experiences and a full-service spa. It also has a kids’ club.

The cultural experiences in the cities of Vienna and Budapest are rewarding for the whole family as well.

Families might enjoy touring Schonbrunn Palace, watching a marionette show or learning how to make strudel in Vienna, for instance.

In Budapest, families might explore the famous Palatinus baths or the Buda Castle and the Funicular.

As with any vacation, the more you get outside your comfort zone, the more opportunity you have to make lasting memories. For many families, a river cruise may be the way to do just that.

• When to go: Although a cruise along the Danube is enjoyable almost any time of year except winter, the spring and fall are likely to be the best times for avoiding city crowds.
• What it costs: $1,332 per person. Children younger than 15 travel free when accompanied by at least one supervising adult in the same cabin (valid only with the “premium all inclusive” fare listed above).

Relax at a Resort

When it comes to international travel with kids, flying can be a headache. But it may be more relaxing if you have a minimal-effort destination waiting for you on the other side.

If you go to a resort with family-friendly amenities, you’ll find built-in babysitting and activities for children, allowing you lots of me time, even with the whole family in tow.

There are also plenty of options and a wide range of prices.

Tips for planning a family vacation at a resort

“For travelers interested in planning multigenerational trips abroad, select a destination that’s easy for everyone to reach — and not prohibitively expensive,” says Melanie Lieberman, managing editor for global features for The Points Guy.

“An all-inclusive getaway booked with points, for example, can be a great way to keep the trip more affordable for everyone, even when eyeing an international getaway,” she says.

Because you’ll likely be buying multiple tickets, you might opt to go in a shoulder season or the off-season to save money.

But if you have to travel in the summer, the cheapest time to buy airfares is in the winter. “Think of it like buying a swimsuit. The cheapest time to buy a swimsuit is in the winter; same with those summer flights,” says Scott Keyes, founder of Scott’s Cheap Flights.

The more flexibility you have about where to go, the better, he says. Sometimes, it pays to choose your destination based on an available deal.

Once you’re booked, families with young children should call the airline ahead of time and ask to be put in the bulkhead row; many airlines will provide bassinets for families with infants.

VALUE: Cancun, Mexico

Cancun and Cabo are easy to get to and offer a number of family-friendly resorts. The variety of programming and amenities is often perfectly suited to multigenerational families.

For example, the all-inclusive Hyatt Ziva in Cancun has amenities suited for travelers of all ages, and once everyone arrives, no one will have to stress about where to eat or how much the bill for a big party might be.

Day trips to see the Mayan ruins are an added bonus.

• What it costs: A week in May 2023 at Hyatt Ziva recently averaged $784 per night for Hyatt members — or between 40,000 and 45,000 points per night.
• When to go: Prices for Cancun hotels tend to be lowest in May and June, and again from September to October.

LUXURY: Zermatt, Switzerland

Multigenerational families might enjoy the newly renovated Schweizerhof resort in Zermatt, Switzerland.

Nestled in southern Switzerland’s Valais canton, Zermatt is noted for its skiing and the signature, pyramid-shaped Matterhorn peak.

The hotel has oak walls and marble bathrooms, and the walls are adorned with cowbells and quilts emblazoned with images of the Matterhorn. The hotel’s kids’ club offers arcade games, movie nights and even a climbing wall.

Zermatt’s ski mountain resort also offers programming for kids and both beginner and advanced trails for those interested in skiing.

And in the summertime, you can take the kids to Wolli’s adventure park or enjoy a multisensory visit to the Ricola Herb Garden in the Hamlet of Blatten, just south of Zermatt.

• What it costs: Rates at Hotel Scheizerhof start at $486 a night.
• When to go: February and March are considered the best time to visit Zermatt for skiing, but many travelers go in the summer for hiking and sightseeing.

Take a Sustainable Family Vacation

More than ever, travelers are willing to pay up for a sustainable travel experience, according to a recent survey from Virtuoso, a network of travel advisers. Multigenerational families can take a trip that is both sustainable and educational.

A sustainable and shared learning trip is an opportunity for all generations to bond and find common ground, says Jessica Hall Upchurch, vice-chair and sustainability strategist for Virtuoso.

When you plan your family trip, share with the kids (and adults) how you are trying to protect the planet, celebrate cultures and support local economies along the way.

VALUE: Farm Animal Sanctuary in Vermont

For a domestic trip on a tighter budget, check out Vermont, home to the Green Mountains and Lake Champlain.

One top destination for families is the Farm Animal Sanctuary Retreat and “glamping” campground in East Middlebury.

At the base of a mountain, the property has more than 65 acres to explore and is in close proximity to a number of spots for hiking, biking and swimming.

The hosts also offer a personal tour of their sanctuary, which includes spending time with all of their rescue animals — among them cows, goats and pigs.

• What it costs: At $119 a night for four adults and two children, families can enjoy the feel of camping, but with slightly elevated accommodations. A yurt on the site sleeps up to six people and includes access to a large fire pit with firewood, a deck with chairs, a picnic table and grill, and room to pitch an extra tent.
• When to go: For warmer overnight temperatures, go in the summer. Amtrak now offers a route from New York City to Burlington, with stops along the way in a few charming Vermont towns, including East Middlebury. Or bundle up and go in the fall. Peak foliage there tends to come around the first or second week of October.

LUXURY: Gili Lankanfushi, Maldives

For a true luxury getaway that blends adventure and education, try the newly opened Gili Lankanfushi sustainable resort in the Maldives, southwest of Sri Lanka and India in the Indian Ocean.

This private island, located 20 minutes from Malé by speedboat, offers an idyllic family vacation with 45 recently refurbished overwater villas, including the largest of its kind in the world.

You'll also find wellness programs, an onsite organic garden that supplies fresh ingredients to the resort’s three restaurants, and a host of family-friendly activities.

The resort is plastic-free, with two marine biologists employed at its marine biology center.

Families can learn about aquatic environmental conservation via the five-night Dive and Discover program.

Alternatively, take advantage of the resort’s Castaway family adventure program, which merges scavenger challenges, immersive cultural experiences and under-water exploration.

Visitors can also sign up for a “wild art class,” using natural materials such as palm leaves and coconut coir. Learn to make traditional Maldivian curries, juices and smoothies. Take lessons in the local Dhivehi language or music lessons in traditional Boduberu drumming.

You can even go on an educational underwater treasure hunt.

• What it costs: A cancellable, modifiable six-night stay for two adults and two children younger than 11 in October 2024 goes for about $19,000, but the resort may offer a 20% discount for people who book well in advance. Look for the “Gili Advance-ture” deal at checkout.
• When to go: January to April are the driest months in the Maldives, with little rain and low humidity, making those months the peak season. But the climate is mild year-round, and average high temperatures range from 84 to 88 degrees Fahrenheit.

The Cost of Family Vacations

If you haven't traveled in a while, you may find that prices are not quite as bad as you'd feared. Still, it's wise to be aware of a few new costs you might not have anticipated.

Family Vacations in the United States

Although it may seem like inflation is boosting airline prices, the actual cost of domestic flights has declined significantly since 1995 when adjusting for inflation, according to the Bureau of Transportation Statistics.

Where have travel costs gone up? Mostly in pesky hotel fees and checked bag fees.

Use travel sites like Hotels.com or Booking.com to anticipate what your fees might be before booking.

Family Vacations in Europe

A passport is all you need to visit the European Union from the U.S. Starting in 2026, however, U.S. travelers will also need a European Travel Information and Authorization System (ETAS) visa anytime they travel to one of the 30 countries in the E.U.

Travelers under 18 or over 70 will not have to pay the application fee of 7 euros (about $8) per person. Also, some countries will not admit tourists if their passport expires within six months of arrival.

Family Vacations in the UK

Headed to England, Scotland, Wales or Northern Ireland? The UK now requires U.S. passengers to purchase an Electronic Travel Authorization from its website or as a downloadable app on Google Play or the App Store. The cost is 16 GBP (about $20) per person.

If you are cashing in rewards from a travel credit card or other program, remember that the UK imposes steep fees on airline passengers. Your miles or points don't typically cover these extra fees.

The Perks of Planning Ahead

According to a recent survey conducted by VacationRenter, a vacation review site, budget travelers who took four months or longer to plan a trip spent significantly less on accommodations and travel ($370) than those who spent less than a month planning ($446).

For luxury accommodations, the savings would be significantly more.

Start checking prices regularly months in advance so you can book transportation and lodging when you see good deals.

Consider using flight-tracking features on Google Flights or Skyscanner. You can also sign up for the Scott’s Cheap Flights newsletter or use Hopper’s flight-alert features to monitor deals.

If you’re booking lodging at popular destinations for next summer, don’t wait. Availability is limited at campsites and luxury accommodations alike.

Always keep an eye on cancellation policies, and consider buying a “cancel for any reason” travel-insurance policy (compare policies at insuremytrip.com or squaremouth.com).

Read More

• 24 Best Travel Websites to Save You Money
• Credit Cards That Cover Rental Car Insurance
• 21 Ways to Get Luxury Travel for Less
• 10 Cheapest Countries to Visit
• 3 Trending Luxury Travel Destinations for 2025