Retirement
News, insights and expert analysis on retirement from the team at Kiplinger.
Explore Retirement
Latest
-
What Eliminating the Social Security Tax Cap Would Mean for High EarnersTax Policy Some lawmakers are calling for higher payroll taxes for certain workers to help save Social Security from insolvency.
By Kelley R. Taylor
Tax Policy -
How to Avoid Capital Gains With a Charitable Remainder TrustA charitable remainder trust can help if you're anxious to escape a concentrated stock position without a capital gains tax hit.
By Klaus Gottlieb, Esq.
-
5 Times You Should Absolutely Not Do a Roth ConversionRoth conversions are useful in the right circumstances, but "always convert" is a dangerous motto. Here are five situations where a Roth is a deal-breaker.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP®
-
Why Leaving an Equal Inheritance to Your Children Could BackfireAlthough equal splits look fair on paper, they can ignore lifetime gifts, different needs, or hard-to-divide assets and leave siblings fighting long after you’re gone.
By Kathryn Pomroy
-
The Essential Pre-Retirement Portfolio ShiftBuilding a "war chest" of short-term Treasuries before you stop working can help protect your portfolio if there's a market downturn early on in your retirement.
By Kyle Hammerschmidt, Investment Adviser
-
The Millionaire’s Guide to Estate Planning in 2026Estate planning for millionaires and high-net-worth families is a serious business. Set up your team, paperwork and tax plan to pass down wealth.
By Deborah Yao
-
3 Questions to Inflation-Proof Your Retirement PlanRising prices don't have to derail your retirement. Ask yourself these three questions to ensure your savings and withdrawal strategy are inflation-proof.
By Donna Fuscaldo
-
Projected 2027 IRMAA Brackets and Surcharges for Medicare Parts B and DWill you owe the Medicare IRMAA surcharge in 2027? Grab your 2025 tax return and check the projected brackets and surcharges for next year.
By Donna LeValley
-
How Savvy Retirees Turn Second Homes Into Passive Income EnginesBuying a second home in retirement can be a pretty smart money move, especially if you’ve got a solid nest egg. Just make sure you weigh the pros and cons first.
By Kathryn Pomroy
