Annuities
Latest
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New IRS Rule Lets Early Retirees Take More Money from Plans
annuities Substantially equal periodic payments are one way to avoid the 10% early withdrawal penalties from your IRA or 401(k), and fixed annuities can play a valuable role in this early retirement income strategy.
By Ken Nuss Published
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Fed Is Raising Interest Rates. How Do Retirees Benefit?
annuities Some sectors of the population may feel the pain of interest rate hikes, while current retirees, and those near retirement, could actually benefit.
By Jerry Golden, Investment Adviser Representative Published
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It’s IRA Season – Ensure Your Assets Are Optimally Invested
annuities When you’re making your final contributions for 2021, think hard about how to invest them. IRA annuities help reduce risk. Different types have distinct pros and cons and can play a valuable role in your asset allocation.
By Ken Nuss Published
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Annuity Payments Don’t Make Your Retirement: They Make It Better
annuities Answers to frequently asked questions about how annuities work, what they can do for retirees, how they are taxed and how inflation affects them.
By Jerry Golden, Investment Adviser Representative Published
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Laddering Fixed-Rate Annuities Offers Rates That Beat Bank CDs, Plus Flexibility
annuities For reliable income in today’s low-interest rate environment, consider a collection of three- to five-year fixed-rate annuities. Multi-year guaranteed annuities, or MYGAs, are one option that’s popular now.
By Ken Nuss Published
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Using a Fixed Annuity for Fixed Income
annuities Fixed annuities provide principal stability, competitive interest rates and tax-deferral. Here’s a look at how a fixed deferred annuity works, including some pros and cons.
By Michael Aloi, CFP® Published
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Retirees, Here's What to Consider When Buying an Annuity
annuities Annuities are sometimes touted as a solution for retirees concerned about outliving their savings. But these products can be complicated.
By David Rodeck Published
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Who Should Consider an Annuity (and Who Shouldn’t)
annuities While annuities can be complicated, the decision about whether one is right for you doesn’t have to be. Some folks are clearly better candidates for annuities than others.
By Brian Skrobonja, Chartered Financial Consultant (ChFC®) Published
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Why Fixed-Rate Annuities Pay More than Bank CDs
annuities Have you looked at the interest rates CDs pay lately? If you’re underwhelmed, you may want to look into a fixed-rate annuity. Each has distinct pros and cons, so compare before investing.
By Ken Nuss Published
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