Retirement Planning
News, insights and expert analysis on retirement planning from the team at Kiplinger.
Latest
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How to Minimize the Damage of Bad Market Timing at Retirement
Poor investment returns early in retirement on top of withdrawals can quickly drain your savings. The ideal plan helps prevent having to sell assets at a loss.
By Tommy Snyder
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'The Money Prism' Solves Retirement Money's Biggest Headache
This simple, three-zone system (Blue for bills, Green for paycheck, Red for growth) helps you organize your retirement savings by purpose and time.
By Andrew Whalen
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No, AI Can't Plan Your Retirement: This Adviser Explains Why
AI has infinite uses. But creating an accurate retirement strategy based on your unique goals is one place where its possibilities seem lacking.
By Alan E. Becker, Investment Adviser
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60/40 Portfolios: Why a Cookie-Cutter Approach Can Cost You
Choosing a personalized retirement investment plan, rather than relying on the 60/40 portfolio, could help protect your savings and ensure long-term growth.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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Are You Winging Your Retirement Plan? Tips to Help With That
If you have no strategy tying together your accounts or haven't modeled scenarios to make sure your savings will last, then your plan is probably inefficient.
By Dylan Warfield
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Want to Retire at 67? See if You Can Answer These Five Questions
Retirement is within your reach. But before you leap make sure you are ready by answering these five questions.
By Donna Fuscaldo
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High-Income, Low Confidence? This 5-Point Plan Can Fix That
High earners can still feel they're on shaky ground financially. Rebuild your confidence with a plan that understands your present and protects your future.
By Dr. Preston D. Cherry, CFP®, Ph.D.
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3 Investment Lessons From 2025 to Guide You Through 2026
Investors can use the past 12 months to guide their strategy for 2026 — and 2025 was living proof that time in the market can pay off.
By George Pikounis, Certified Estate Planner (CEP®)
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The 13 Best Things Rich Retirees Do
From prioritizing spending and investing to using debt wisely and developing a giving attitude, rich retirees build a roadmap for a meaningful journey.
By Kathryn Pomroy
