401k
News, insights and expert analysis on 401k from the team at Kiplinger.
401(k)s are tax-advantaged plans that allow you to put money aside through your employer's payroll deductions. Since their inception 40 years ago, 401(k) plans have become the retirement plan of choice for most employers, largely replacing traditional pension plans. If you'd like to know more about whether a 401(k) is right for you, the different rules and how to set one up, start with our beginner's guide: 10 things you should know about 401(k)s then work your way through our other features and guides on 401(k)s to get all the information you need.
Latest
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What to Do If You Plan to Make Catch-Up Contributions in 2026
Under new rules, you may lose an up-front deduction but gain tax-free income once you retire.
By David Rodeck
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How to Max Out Your 401(k) in 2026 (New Limits are Higher)
In 2026, the maximum contribution limits for 401(k) plans have increased, giving you an excellent shot at maximizing your retirement savings.
By Kathryn Pomroy
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Best 401(k) Investments: Where to Invest
Knowing where to find the best 401(k) investments to put your money can be difficult. Here, we rank 10 of the largest retirement funds.
By Nellie S. Huang
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Roth 401(k) Changes: What You Should Know for 2025 and 2026
Retirement Savings Key changes to Roth 401(k) account rules may affect your tax planning and retirement savings.
By Kelley R. Taylor
Retirement Savings -
16 Retirement Mistakes You Will Regret Forever
retirement From saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
By Bob Niedt
retirement -
Vesting, Catch-Ups and Roths: The 401(k) Knowledge Quiz
Quiz Test your understanding of key 401(k) concepts with our quick quiz.
By Donna LeValley
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The 2026 Retirement Catch-Up Curveball: What High Earners 50 and Older Need to Know Now
Unlock the secrets of the 2026 retirement catch-up provisions: A must-read for high earners age 50 and above.
By Kathryn Pomroy
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The Average 401(k) Balance by Age and Generation
How did your 401(k) balance rank vs savers your age in the third quarter? Learn the keys to building a retirement balance that will last a lifetime.
By Adam Shell
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What You Need to Do With Your 401(k) Before 2025 Is Over
Sponsored by Savant Wealth Management
Before 2025 ends, check your 401(k) contributions, investments, and catch-up eligibility to lock in this year’s tax savings and employer match.
By Kathryn Pomroy
