401k
News, insights and expert analysis on 401k from the team at Kiplinger.
Latest
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New 401(k) Withdrawal Rules to Know in 2025
Tax Rules More people are taking early emergency withdrawals from retirement savings accounts. New rules might offer some relief.
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Pension vs 401(k) Plans: Which is Better?
Choosing a pension vs 401(k) plan can be tricky. Here, we provide questions to ask to help guide you in your retirement planning.
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New Rules for Retirement Savings Taking Effect in 2025
Many employees will be able to contribute more money to tax-advantaged workplace plans.
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Collective Investment Trusts: Should Your 401(k) Hold Them?
Your employer-sponsored retirement plan may hold a unique type of investment called a collective investment trust, or CIT. They come with benefits and risks that warrant a closer look.
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Should You Move Your 401(k) to an IRA Once You Hit 59½?
Some 401(k)s allow for in-service withdrawals at age 59½, opening up greater investment options. Here are three reasons for taking the plunge.
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When Does a Nest Egg Become a Ticking Tax Bomb?
Retirement savers with big bucks in traditional IRAs and pretax 401(k)s could face huge tax bills when RMDs kick in. One potential solution? A Roth 401(k).
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Do You Know How Much You've Saved in Your 401(k)?
And are you sure you're enrolled in one? A surprising number of workers don't know where they stand with their company's retirement plan. Time to find out.
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Gen X: We Need to Talk About Your Retirement
Juggling kids, aging parents and work? No wonder you don't want to talk about your own retirement. But there are four key areas you should be discussing now.
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Quitting Your Job? Check This Retirement Point First
Here are some factors to consider if you want to quick, but don't want to lose gains on retirement funds.
