IRAs
News, insights and expert analysis on iras from the team at Kiplinger.
Latest
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Big Changes to the Saver's Credit Could Be on the Way
Tax Breaks Congress is considering legislation that would turn the Saver's Credit into a government match to your retirement plan contributions.
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A Few Important Roth IRA Basics for Investors
IRAs Roth IRAs have a lot going for them … if you use them right. Here’s a roundup of the withdrawal rules, penalties and taxation of Roth IRAs.
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IRAs vs. 401(k)s: Exceptions to 10% Penalty for Withdrawals Under Age 59½ Differ
IRAs Before pulling money out of retirement accounts early, check the rules. The exceptions to penalties can differ depending on which type of account you’ve got.
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Don’t Name Your Estate as Your IRA Beneficiary
IRAs It may sound like it makes sense, and it might be easier than picking a person (or two) to name, however there are some serious downsides to naming your estate as the beneficiary for your IRA.
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Don't Make These Common IRA Mistakes
IRAs IRA expert Ed Slott walks us through common IRA mistakes and missed opportunities that you can avoid.
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Don’t Be Tricked Into Voluntarily Paying Higher Taxes on Your IRA
IRAs Traditional IRAs are set up in a way that basically incentivizes you (and your heirs) into paying the highest tax bill possible. Don’t fall for it. Consider a Roth conversion instead.
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Thinking About Rolling Your 401(k) into an IRA? 7 Deciding Factors to Consider
IRAs When you’re weighing a possible rollover from your company retirement account into an IRA, there are several things to think about first.
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Getting Around the Stretch IRA Block
Making Your Money Last Leaving behind a huge tax bill for your heirs with the stretch IRA scuttled? Here are some ways around it as lawmakers consider an updated SECURE Act.
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An RMD Deadline is Looming – And Missing It Could Cost You Big Bucks
required minimum distributions (RMDs) If you're age 72 or older, take your required minimum distribution now to avoid a big penalty or a double-dip next year.
required minimum distributions (RMDs)
