Sep-ira Latest How Much Can You Contribute to a SEP IRA for 2019? IRAs The maximum SEP IRA contribution is $1,000 higher than the 2018 limit and is significantly more than can be saved for retirement in a regular IRA. IRAs Taking Required Minimum Distributions From a SEP IRA IRAs When it comes to RMDs, simplified employee pensions have the same rules as traditional IRAs. By Kimberly Lankford Published 25 April 17 IRAs 1 2