Traditional-ira
The traditional IRA is one of the best options in the retirement-savings toolbox. You can open a traditional IRA at a bank or a brokerage, and the universe of investments is wide open to you. But with that freedom comes responsibility. Traditional IRAs have a lot of rules — break one and you could face a penalty. If you'd like to know more about IRAs, start with our beginner's guide: everything you should know about traditional IRAs then work your way through our other features and guides on smart strategies to ensure you can end up with a sizable chunk of change down the road.
Latest
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Five Changes Coming to IRAs and 401(k)s in 2025
The 2025 rule changes for Roth and traditional IRAs could mean more money for your retirement. But you have to pay attention to reap the rewards.
By Donna LeValley Last updated
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How to Grow Your IRA in Retirement Rather Than Spend It Down
You really can defer RMDs and lower taxes while at the same time increasing the long-term growth of your IRA. Here's how.
By Jerry Golden, Investment Adviser Representative Published
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The Average IRA Balance by Age
Knowing how your IRA balance compares to your peers could be the nudge you need to save more for retirement.
By Adam Shell Last updated
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IRA vs. 401(k): Should You Pick One or Both?
An IRA or 401(k) can help you supercharge your retirement savings. We'll help you pick one or opt for both.
By Brandon Renfro Published
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Roth or Traditional: How to Choose a Retirement Tax Strategy
When picking which type of 401(k) or IRA is right for you, consider whether you want to save a little on your taxes now — or save a lot more on them later.
By Nico Pesci Published
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How To Convert a Traditional IRA to a Roth After 60
retirement You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have taxing consequences.
By Kimberly Lankford Last updated
retirement -
Don't Leave Your Heirs an IRA Tax Bomb
Your traditional IRA has served you well, but when your heirs inherit it, watch out. Consider some of these strategies to minimize their tax burdens.
By Kelsey M. Simasko, Esq. Published
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How IRAs Impact Social Security
Do your traditional IRA distributions count as income that could lower your social security benefits? It depends.
By Tom Taulli Last updated
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Traditional IRAs: Get Tax-Deferred Retirement Savings
A traditional IRA is a powerful way to save for retirement. If you don't have a 401(k) it can be especially helpful.
By Tom Taulli Last updated