14 Things Retirees Should Buy at Costco
The warehouse club offers a variety of bargains aimed at mature shoppers.
Boomers like to shop. In particular, they like to shop at Costco. Older shoppers prefer the warehouse club over popular retailers such as Walmart and Target, and boomers are more likely than millennials to renew their Costco memberships.
Because of this, it makes perfect sense that Costco caters to retirees and near-retirees, despite the stereotype that it only sells bulk items that are too much for an empty nest. As a boomer and regular Costco shopper, I already knew this from personal experience, but recent research trips to my local warehouse club revealed even more deals aimed at the mature market that I hadn’t noticed before.
Here are 15 things I found that uniquely appeal to retirees.
Eyeglasses
Back in the day, I wrote about "Why I Bought My Prescription Glasses at Costco." Since then, I've bought another pair at Costco and had lenses replaced in older frames. Why Costco? Put simply, I found that the warehouse club offered the best product and service at the best price, especially compared to the retail eyewear outlets conveniently tucked inside your eye doctor’s office.
The ultimate cost of your eyeglasses (or contacts) from Costco depends, of course, on the frames and lenses you choose, but that goes for any retailer. In the past, Costco has offered $30 to $40 off a second pair of glasses after paying the full ride on your first pair. (My wife bought three pair of prescription glasses for less than $250.)
Though you may be tempted to use online eyeglass services, remember: Fit is crucial. And try as it might, the Internet isn’t going to fit you properly. However, Costco does provide free adjustments in-store. You can also get an eye exam at Costco, done by a licensed optometrist.
Looking for readers and sunglasses? Costco sells Foster Grant reading glasses in packages of three for $18.99, and these Kirkland Signature polarized sunglasses for just $29.99.
Golf gear
When Costco released its Kirkland Signature golf balls in 2016, they were an immediate sensation, highly lauded by pros and amateurs alike. They also quickly sold out, as they were compared to the vaunted Titleist Pro V1.
Currently, you can pick up a 24-pack of Kirkland Signature 3-Piece Urethane Cover Golf Balls for $34.99. Costco-branded golf balls typically retail for 60% less than a Titleist. But wait. There's more: Pick up a four-pack of Kirkland Signature golf gloves — sizes vary — for $29.99. And while you're at it, check out Costco's Callaway Edge 10-piece Golf Club Set, going for $549.99.
We can't guarantee these Kirkland Signature products will improve your game, but we can guarantee you'll save a few bucks.
Coffins and urns
This one's a bit morbid, but at some point we all have to think about the unthinkable. Costco offers a cheaper alternative to buying a casket through a funeral home — sometimes five times less expensive, according to reviews (yes, there are reviews).
Costco members can go online to purchase a casket for delivery. Standard shipping is included in the online price, but expedited shipping is also available. The shipping address and the billing address must be in one of the 49 states (including the District of Columbia) approved for casket sales (Alaska and Hawaii are out).
The Federal Trade Commission requires funeral homes to accept any casket purchased from an outside source. Most of the casket prices at Costco.com are $1,149.99; urn prices vary.
A Hawaiian vacation from Costco Travel
Now that you have more time on your hands to travel in retirement, say Aloha, Costco! We have our Hawaiian eye on your Kirkland Signature from Costco Travel travel packages. One Kirkland Signature-stamped — KS is Costo's store brand — vacation pack features a five-night stay at the Ka'anapali Beach hotel in Maui. The hotel sits "in the heart of Maui's premier resort area fronting world-famous Ka'anapali Beach."
This travel package includes airfare (we priced it from the Washington, D.C., area), five nights for two in an oceanfront room with a partial view of the ocean, a five-day full-size car rental from Budget (Toyota Camry or equivalent), and a $100 tour credit per booking. The total price for two: $5,210 for an August 2024 stay.
Kirkland Signature wines
Retirement's the time to kick back and live a little. And life's a little brighter with a glass of wine — especially if it's delicious and a killer bargain.
Costco is the biggest seller of wine in the U.S., with estimated annual wine sales of $2.5 billion, and the warehouse club’s Kirkland Signature wines are a big reason behind the booming demand. As Annette Alvarez-Peters, who heads Costco’s wine-buying team, told Wine Spectator, "The Costco consumer is very loyal to the [Kirkland Signature] brand. They will always give the item a shot.” And why not? Wine rating websites typically give Kirkland Signature wines high scores in the mid-to-upper 80s out of 100.
One hint for picking especially good Kirkland Signature wines: When you see the Costco brand on the front label, turn the bottle around. You just might find the name of the source winery on the back label. That can tell you a lot about the experience of the wine maker and the quality of the grapes.
Alternatively, read reviews online. This Costco-centric wine blog, for one, has taste-tested plenty of Kirkland Signature wines. In my own taste-testing of whites, I found a nice Kirkland Signature Cabernet Sauvignon and a Kirkland Sonoma County Chardonnay for $7.99 each. These are big boys, too, 1.5 liter bottles, not the typical 750 milliliters for mass retailers' house wines, including Walmart, with its private label wines called Winemakers Selection, selling for about $4 to $12.99 per bottle, or Aldi, with its Winking Owl varieties, including chardonnay, pinot grigio, shiraz, zinfandel, merlot and cabernet sauvignon, selling for less than $5 a bottle.
Luggage
Scored that trip to Hawaii? Check. Now what? Time to pack, and whoa, your luggage is ancient. Jet on over to Costco for a suitcase upgrade.
We found a Traveler's Choice Granville II 2-piece luggage set for a comfortable $169.99. That same set was going for $220 at Walmart.
Vaccinations
Many boomers who had chickenpox as a kid are encouraged to get a shingles shot, particularly the two-shot Shingrix vaccine because of its effectiveness. When I agreed to it at an annual physical, my doctor wrote a prescription.
Enter Costco, which has an in-store pharmacy where you can get the shingles shot (or shots), as well as other immunizations including flu shots that are recommended for older folks. For people paying out of pocket, Vaccinations cost less at Costco than at drug stores such as CVS. COVID-19 vaccines are also given at Costco pharmacies, depending on availability.
One drawback: Many, if not all, Costco pharmacies are closed on Sundays.
Don't like to wait in line to pick up your prescription refills at your Costco pharmacy? Check to see if it's one of the Costcos that offer locker pickup.
It's a service that works like this: Refill your prescription using the Costco app, text, or by phone. When your prescriptions are refilled, you'll get a text notifying you they're ready. Click on that link and select "locker" as your pickup method. You'll be texted a unique code to unlock the locker at your Costco warehouse and pick up your prescription.
Books
According to RetireGuide, people ages 65 and older spent $138 on reading materials in 2021. If you’re one of those retirees looking at retirement as a time to finally tackle your reading list, Costco can help you do it for less. Books of all kinds are located at the center of the store. I made a beeline for the bestseller section and found the hardcover edition of Stephen King's latest, "Billy Summers." It was selling for $17.99 (Barnes & Noble's prices was $21).
Hearing aids (from Kirkland Signature)
All those rock concerts. All those portable listening devices, from Walkmans to iPods, Beats and iPhones wired to your ears. Many boomers are paying the price with hearing loss — and boomers who already turned 65 know that Medicare doesn’t cover hearing aids, which can run as much as $3,000 per ear.
Costco’s made some assertive moves into the business of selling and servicing hearing aids, offering an array of devices at reasonable prices. Free hearing tests are even conducted in-store at Costco Hearing Aid Centers. Costco also works with three major suppliers of hearing aids, and also carries its own store brand.
Watches
We hear it from retirees all the time: "I'm busier now than when I was working full time." True as that may be, you still can have time on your hands. Or wrists. You can find decent watches at clock-stopping prices at Costco.
For example, we spotted a men's Ferragamo Sapphire Blue Guilloché Dial Quartz watch for $649.99. The same watch is selling for $1,545 on NeimanMarcus.com — more than double the price you'll find at Costco.
Not uptown enough for you? Costco also has an Omega De Ville Ladymatic Stainless Steel Ladies automatic watch for $10,899.97, in case you're interested, Richee.
Medical equipment and supplies
Beyond hearing aids, Costco is ever-increasingly entering a retail sector once an exclusive of medical supply stores and standalone pharmacies: Selling rolling walkers, canes, reachers, medical alert devices, wheelchairs and nonslip shower chairs, along with adult briefs for incontinence as well as medical alert systems.
Note, however, that few of these items are carried in-store, so you'll likely need to place orders online. The good news: Shipping costs are included for most of the aging-related medical equipment we saw on Costco.com.
Grocery delivery
At its core, Costco is still a grocery store, albeit a big one with big packages that also stocks lots of non-grocery stuff. For those days when you just need to stock up on kitchen and household staples without the crowds and without the distraction of row upon row of big-screen TVs, Costco offers the option of having groceries delivered to your doorstep.
Here’s how it works: Have nonperishable groceries and household supplies delivered for free within two days for orders over $75 placed on Costco.com. This service isn’t available in Alaska, Hawaii and Puerto Rico. In a hurry? In most metropolitan areas, you can get free same-day delivery on grocery orders over $35, including perishable items.
You will pay higher prices than if you picked up the same groceries at your local warehouse; delivery is included in those prices. You must be home to receive delivery, which is provided for Costco by Instacart, a service that handles delivery for multiple retailers (from CVS to Safeway). To avoid additional delivery fees, place your order through Costco.com.
Costco also offers free two-day delivery on non-perishable foods plus household items, noting "items may be available in-warehouse at a lower non-delivered price." Delivery fees are waived on orders $75 and over. A cold and frozen perishable food items option is also available, with prices above in-warehouse shopping, and delivery fees are waived on orders of $100 or more.
A free (or cheap) lunch at Costco
There are always long lines at the Costco hot-food stand, especially during the lunch rush. The food is inexpensive: An all-beef Kirkland hot dog with a 20-ounce soda and refills goes for a mere $1.50. An 18-inch whole pizza is $9.95. And for dessert, a twisted churro, for $1.49.
Still hungry? Dining at Costco doesn’t only mean eating at the food court. After a COVID pause, the warehouse club is back swimming in food-demo stands. Employees cook up small bites for shoppers. If the first sample wasn’t filling enough, you can always circle back and wait your turn again. Costco doesn't mind and neither does the manufacturer of that dumpling or meatball you keep sampling. By the time you check out, you’ve had a free meal.
Kirkland Signature mature multivitamins
Active retirees need the right multivitamins, and Costco has stepped up to the plate. Kirkland Signature Adult Multivitamin Gummies sold in two-pack bottles of 160 gummies is just $14.49, about 5 cents per gummy. At a Target, a single bottle of Target's own Up & Up brand of Adult Multivitamin Gummies is $8.89 for 150 gummies, or about 6 cents per gummy.
The appeal of Costco’s store-branded Kirkland products doesn’t end at vitamins. Kiplinger has sung the praises of several Kirkland Signature items, ranging from booze and beer to batteries and bacon. Costco even sells Kirkland Signature Energy Shots for those occasions when a multivitamin doesn’t provide enough of a pick-me-up.
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Bob was Senior Editor at Kiplinger.com for seven years and is now a contributor to the website. He has more than 40 years of experience in online, print and visual journalism. Bob has worked as an award-winning writer and editor in the Washington, D.C., market as well as at news organizations in New York, Michigan and California. Bob joined Kiplinger in 2016, bringing a wealth of expertise covering retail, entertainment, and money-saving trends and topics. He was one of the first journalists at a daily news organization to aggressively cover retail as a specialty and has been lauded in the retail industry for his expertise. Bob has also been an adjunct and associate professor of print, online and visual journalism at Syracuse University and Ithaca College. He has a master’s degree from Syracuse University’s S.I. Newhouse School of Public Communications and a bachelor’s degree in communications and theater from Hope College.
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