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Social Security Retroactive Payments and Increases Are Delayed
Public sector retirees, spouses' or surviving spouses' benefits will be delayed until further notice. The SSA must manually adjust benefits for over 3 million beneficiaries.
By Donna LeValley Published
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How to Find the Best Jumbo CD Rates
Even after the Fed cut rates three times to end 2024, you can still earn a good rate of return with a jumbo CD. Here are some of the best options.
By Erin Bendig Last updated
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What Is a High-Yield Savings Account?
A high-yield savings account is essentially the same as a traditional account with one key difference — it pays a higher-than-average APY on deposits.
By Erin Bendig Last updated
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403(b) Contribution Limits for 2025: Good News for Teachers
retirement plans Teachers and nonprofit workers can contribute more to a 403(b) retirement plan in 2025 than they could in 2024.
By Jackie Stewart Last updated
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12 Great Places to Retire in the Midwest
Places to live Here are our retirement picks in the 12 midwestern states.
By Stacy Rapacon Published
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What Are the Investment Opportunities and Threats in 2025?
It's the Year of the Wood Snake, representing growth, introspection, transformation and a need for patience. What could that mean for your finances?
By Michael Aloi, CFP® Published
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How Much Fun Is Too Much Fun When You're in the Office?
Having a work-should-be-fun atmosphere sounds great — until someone gets hit in the head by a basketball. What should companies consider about workplace safety?
By H. Dennis Beaver, Esq. Published
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When Is the Next Fed Meeting?
The FOMC is expected to keep interest rates unchanged at the next Fed meeting.
By Dan Burrows Last updated
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Food, Gas Prices to Spike if Trump Levies 25% Tariffs on Canada and Mexico
Tariffs The neighboring countries are major exporters of fresh food, auto, gas, and industrial supplies to the U.S.
By Gabriella Cruz-Martínez Published
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This T. Rowe Price Bond Fund Holds Up Well as Interest Rates Change
While interest rates have come down, this T. Rowe Price floating-rate fund still sports an attractive yield.
By Nellie S. Huang Published
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Tax Season 2025 Is Here: Key IRS Changes to Know Before You File
Tax Season Tax deductions, tax credit amounts, and some tax laws have changed since you filed your last federal income tax return.
By Kelley R. Taylor Last updated
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How to Ease the Tax Bite When You Tap Retirement Accounts
Savvy retirees tap retirement accounts with a tax plan. Each type of account may have different tax rules and rates, so know before withdrawing funds.
By John Waggoner Published
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Should You Retire at 62? Five Tips to Help You Take the Wheel
To retire at 62, kick the tires to see if your retirement plan is a classic car or a jalopy.
By Donna Fuscaldo Published
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10 Cheapest Small Towns to Live In
The cheapest small towns might not be for everyone, but their charms can make them the best places to live for plenty of folks.
By Dan Burrows Published
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On Medicare and Need Telehealth? You Have Three More Months to Use These Services
All Medicare patients still have access to telehealth services until March 31. Starting April 1, you must be located in a rural area for most telehealth services
By Donna LeValley Published
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You've Saved for Retirement: Now You Need a Safe Income Plan
You can't control the markets, but you can control how you withdraw your money. A comprehensive distribution plan can do wonders to help your savings last.
By Cliff Ambrose, FRC℠, CAS® Published
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The Four Key Pillars of Wealth Management of the Future
The role of the family office is evolving with the Great Wealth Transfer and tech advancements. This is how financial professionals can manage the shifts.
By Daniel DiBiasio Published
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Common Types of Financial Fraud
Sponsored Learn how to recognize red flags and protect against financial scams and frauds.
By Ameriprise Financial Published
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How New 529 Plan Rules Can Help with Retirement Planning
Sponsored Starting in 2024, 529 plan owners now have the option to use excess 529 plan funds to jumpstart the retirement savings of their beneficiaries.
By Ameriprise Financial Published
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How to Save Money Selling a House
Wondering how to save money selling a house? New rules regarding agent fees could help lower costs industrywide. Here's a look at other expenses that are negotiable.
By Tom Higgins Last updated
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States Where Your Mail Is Most Likely to Be Lost
These are the states where your mail is most likely to be lost. Here's what you can do about it.
By Erin Bendig Last updated
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Eight Reasons Why Your Home Insurance Costs Are Surging
Home insurance costs are skyrocketing, with specific factors driving the surge. Here's how to whittle down your premium.
By Daniel Bortz Last updated
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Credit Cards for Kids and Teens: Make Your Child an Authorized User
Kids and teens can access credit cards by becoming authorized users on your account. Here's what I learned when I signed up my own kids for cards.
By Ellen B. Kennedy Last updated
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Downsize in Retirement With 2025 Tax Benefits: Three Key Strategies
Retirement Taxes Downsizing retirees may benefit from tax savings, lower utility bills, and freed-up income. But could a new presidency impact your home sale?
By Kate Schubel Published
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Wills Gone Wild: How to Avoid Estate Planning Disasters
These wills gone wild may be extreme examples of poor estate planning, but experts explain how easily a will can go to the dogs.
By Adam Shell Published
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Five Steps to Answer Your Million-Dollar Retirement Question
Are you saving enough to live comfortably in retirement? Here are the steps you can take now to find out if you're on track or need to adjust your savings.
By Romi Savova Published
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How to Use DSTs and 1031 Exchanges for Diversification
This hypothetical case study shows how an investor used Delaware statutory trusts (DSTs) to build a diversified 1031 DST portfolio and avoid a $2M tax bill.
By Dwight Kay Published
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Who is Required to File a Tax Return?
Tax Filing If you meet certain income requirements, you are required to file a federal tax return this year. You could face penalties if you don't.
By Katelyn Washington Last updated
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A Bunch of IRS Tax Deductions and Credits You Need to Know
Tax Breaks Lowering your taxable income is the key to paying less to the IRS. Several federal tax credits and deductions can help.
By Kelley R. Taylor Last updated