IRS Income Tax Extension? You May Have More Time to File if You Live in These States

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Each year, the IRS extends tax deadlines for taxpayers in designated areas impacted by severe storms and natural disasters.

The IRS announces these tax deadline extensions for various states as disasters occur. The new tax deadlines may be different for different states. Also, individual states may or may not conform their state tax deadlines to the extended federal tax deadlines.

Here's a list of states with IRS tax deadline extensions for federal income tax returns and other details you need to know if you live or have a business in an impacted area.

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Note: This list contains many of the states with tax deadline extensions. However, the IRS frequently adds new states, so if you don't see your state listed here, please refer to the IRS official disaster relief website for the most up-to-date listing of states with extensions.

Note: The 2024 health savings account (HSA) contributions deadline was April 15, 2025, when federal tax returns were due. However, qualifying taxpayers granted federal tax extensions due to severe storms have an extended HSA contribution deadline.

As a result, taxpayers granted relief can make prior-year HSA contributions until the date their federal tax returns are due.

Which states have an extended tax deadline for disaster areas?

The extended tax deadline for each state below might only apply to certain counties or parishes.
The IRS will automatically grant tax deadline extensions for taxpayers who live or have businesses in those areas.
However, other taxpayers may qualify for relief (for example, if you had records in the affected areas), you can contact the IRS at 866-562-5227 for guidance.

Arkansas

Arkansas state income tax deadline

Severe storms, tornadoes, and flooding hit Arkansas beginning on April 2, 2025. The storms left at least one confirmed fatality and significant damage to homes.

Affected businesses and residents in all of Arkansas now have until Nov. 3, 2025, to meet various tax deadlines originally due between April 2, 2025, and Nov. 3, 2025. This includes (but is not limited to):

Individual income tax returns and payments typically due on April 15, 2025.
2024 contributions to IRAs and health savings accounts for eligible taxpayers.
Quarterly estimated income tax payments for 2025, including those normally due on April 15, June 16, and September 15, 2025.

For more information, see the IRS Arkansas tax relief announcement.

California

California tax extension deadline in 2025

The IRS announced tax relief in response to wildfires ravaging southern California beginning January 7, 2025. This measure, primarily benefiting Los Angeles County residents, pushes back various tax deadlines to later this year.

The Los Angeles wildfires rapidly escalated into one of the most devastating disasters. At least 30 lives have been lost, with 180,000 residents evacuated and over 17,000 damaged or destroyed structures.

As a result of the devastation, those impacted by the California wildfires have an extended IRS tax deadline of October 15, 2025. This extension applies to numerous key deadlines, including:

Individual income tax returns and payments typically due on April 15, 2025.
2024 contributions to IRAs and health savings accounts for eligible taxpayers.
Quarterly estimated income tax payments for 2025, including those normally due on January 15, April 15, June 16, and September 15, 2025.
Quarterly payroll and excise tax returns, usually due on January 31, April 30, and July 31, 2025.
Calendar-year partnership and S corporation returns normally due on March 17, 2025.
Calendar-year corporation and fiduciary returns and payments typically due on April 15, 2025.
Calendar-year tax-exempt organization returns normally due on May 15, 2025.

For more information, see California Tax Deadline Extension 2025: What You Need to Know.

Kentucky

Kentucky tax deadline extension

On Feb. 24, the IRS announced tax relief for individuals and businesses for the entire state of Kentucky impacted by severe weather events, including storms, straight-line winds, flooding, and landslides that began on Feb. 14, 2025.

Affected Kentucky taxpayers now have an extended deadline until Nov. 3, 2025, to file various federal tax returns and make necessary payments.

Note: This includes the filing of state income tax returns designated by the Federal Emergency Management Agency (FEMA). See the state's announcement for more details.

For more information on the federal tax return extension, see the IRS Kentucky deadline announcement.

Mississippi

Mississippi tax deadline extension

Severe storms, straight-line winds, tornadoes, and flooding hit Mississippi beginning on March 14, 2025.

Affected businesses and residents in parts of Mississippi now have until Nov. 3, 2025, to meet various tax deadlines originally due between March 14, 2025, and Nov. 3, 2025. This includes (but is not limited to):

Individual income tax returns and payments typically due on April 15, 2025.
2024 contributions to IRAs and health savings accounts for eligible taxpayers.
Quarterly estimated income tax payments for 2025, including those normally due on April 15, June 16, and September 15, 2025.

Currently, affected taxpayers in the following counties qualify for tax relief: Calhoun, Carroll, Covington, Davis, Grenada, Humphreys, Issaquena, Itawamba, Jefferson Davis, Lee, Leflore, Marion, Montgomery, Pike, Prentiss, Sharkey, Smith, Walthall, and Washington.

However, more areas may be added in the future. For more information, check out the IRS Mississippi tax relief announcement.

Missouri

Missouri deadline extension for state taxes

Beginning on March 14, 2025, parts of Missouri were hit by severe storms, straight-line winds, tornadoes, and wildfires.

Those affected now have until Nov. 3, 2025, to meet various tax filing and payment deadlines originally due between March 14 and Nov. 3, 2025. Individuals who reside in or have a business in the following counties qualify for tax relief:

Bollinger, Butler, Callaway, Camden, Carter
Dunklin, Franklin, Howell, Iron, Jefferson,
Madison, New Madrid, Oregon, Ozark,
Perry, Phelps, Reynolds, Ripley, Scott
Shannon, St. Louis, Stoddard,
Wayne, Webster, and Wright

See the IRS announcement for further information.

On May 16, 2025, severe storms, straight-line winds, tornadoes, and flooding hit businesses and residences in the City of St. Louis and in Scott and St. Louis counties. Affected taxpayers in these areas now have until Nov. 3, 2025, to file various federal individual and business tax returns and to make tax payments.

For more information, see the IRS announcement.

North Carolina

North Carolina tax extension deadline

Category 4 Hurricanes Helene and Milton hit parts of the U.S. beginning on Sept. 26, 2024. The storms caused billions of dollars in damage, left at least 200 confirmed fatalities, and led to hundreds of missing persons reports.

North Carolina affected businesses and residents now have until Sept. 25, 2025, to meet various tax deadlines, including (but not limited to):

Individual income tax returns and payments typically due on April 15, 2025.
2024 contributions to IRAs and health savings accounts for eligible taxpayers.
Quarterly estimated income tax payments for 2025, including those normally due on April 15, June 16, and September 15, 2025.

For more information, see the IRS NC tax relief announcement.

Oklahoma

Extension for Oklahoma state taxes

Beginning on March 14, 2025, parts of Oklahoma were affected by wildfires and straight-line winds. The fires left at least four confirmed fatalities and destroyed over 300 homes.

Impacted taxpayers now have until Nov. 3, 2025, to meet various tax filing and payment deadlines originally due between March 14 and Nov. 3, 2025. Individuals who reside in or have a business in the following counties qualify for tax relief:

Cleveland, Creek,
Lincoln, Oklahoma,
Pawnee, and Payne.

See the IRS announcement for further information.

Tennessee

Tennessee tax deadline extended in 2025

Severe storms, straight-line winds, tornadoes, and flooding hit Tennessee beginning on April 2, 2025. The storms left at least five confirmed fatalities and significant damage to homes.

Affected businesses and residents in all of Tennessee now have until Nov. 3, 2025, to meet various tax deadlines originally due between April 2, 2025, and Nov. 3, 2025. This includes (but is not limited to):

Individual income tax returns and payments typically due on April 15, 2025.
2024 contributions to IRAs and health savings accounts for eligible taxpayers.
Quarterly estimated income tax payments for 2025, including those normally due on April 15, June 16, and September 15, 2025.

For more information, see the IRS Tennessee tax relief announcement.

Texas

Texas tax deadline extended

Severe storms and flooding began in Texas on March 26, 2025. Affected taxpayers who reside or have a business in Cameron, Hidalgo, Starr, and Willacy counties now have until Nov. 3, 2025, to file returns and pay any taxes that were originally due between March 26, 2025, and Nov. 3, 2025.

This includes (but is not limited to) individual income tax returns and payments normally due on April 15, 2025, and 2024 contributions into IRAs and health savings accounts for eligible taxpayers.

For more information, check out the IRS announcement.

Flooding and straight-line winds hit parts of Texas beginning on July 2, 2025. The storms left at least 120 confirmed fatalities and led to at least 160 missing persons reports.

Affected businesses and residents in Burnet, Kendall, Kerr, Kimble, Menard, San Saba, Tom Green, Travis, and Williamson counties now have until Feb. 2, 2026, to file returns and pay any taxes originally due between July 2, 2025, and Feb. 2, 2026. This includes (but is not limited to):

Quarterly estimated income tax payments normally due on Sept. 15, 2025, and Jan. 15, 2026.
Quarterly payroll and excise tax returns normally due on July 31, Oct. 31, 2025, and Jan. 31, 2026.
Any individual, business, or tax-exempt organization that has a valid extension to file their 2024 return due to run out on Oct. 15, 2025.

For more information, read the IRS announcement on Texas tax relief.

Virginia

Virginia tax extension deadline in 2025

Severe storms and flooding hit Virginia beginning on Feb. 10, 2025.

Affected businesses and residents in parts of Virginia now have until Nov. 3, 2025, to meet various tax deadlines originally due between Feb. 10 and Nov. 3, 2025. This includes (but is not limited to):

Individual income tax returns and payments typically due on April 15, 2025.
2024 contributions to IRAs and health savings accounts for eligible taxpayers.
Quarterly estimated income tax payments for 2025, including those normally due on April 15, June 16, and September 15, 2025.

Current areas qualifying for federal tax relief are: Amelia, Appomattox, Bedford, Bland, and Botetourt counties; the City of Bristol; and Buchanan, Buckingham, Campbell, Carroll, Charlotte, Craig, Cumberland, Dickenson, Floyd, Franklin, Giles, Grayson, Halifax, Lee, Lunenburg, Montgomery, Nottoway, Page, Pittsylvania, Powhatan, Prince Edward, Pulaski, Rockingham, Russell, Scott, Smyth, Tazewell, Washington, Wise, and Wythe Counties.

However, additional areas may be added in the future.

For more information, see the IRS Virginia tax relief announcement.

West Virginia

West Virginia tax extension deadline

Beginning on Feb. 15, 2025, parts of West Virginia were hit by severe storms, straight-line winds, flooding, landslides, and mudslides.

Those affected now have until Nov. 3, 2025, to meet various tax filing and payment deadlines originally due between Feb. 15 and Nov. 3, 2025. Individuals who reside in or have a business in the following counties qualify for tax relief:

Boone, Greenbrier, Lincoln,
Logan, McDowell, Mercer,
Mingo, Monroe, Raleigh,
Summers, Wayne, and Wyoming.

See the IRS announcement for further information.

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Kate is a CPA with experience in audit and technology. As a Tax Writer at Kiplinger, Kate believes that tax and finance news should meet people where they are today, across cultural, educational, and disciplinary backgrounds.